Decide whether a home equity loan or line of credit is best suited for your financial goals ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Founded in 1904, Bank of America is the largest HELOC lender in the U.S., with $25.5 billion loaned in the last quarter of 2024. We love BofA's home equity line of credit for its extensive draw range ...

Bluevine offers fast funding based on flexible underwriting requirements, but costs might be high ...