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Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Here's a question for you: Would you rather earn $1,000 in rewards and pay $500 in annual fees… or earn $500 in rewards and pay $0 in annual fees? Both scenarios net you $500. But one of them is a lot ...

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