Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

A new report has revealed that many highly populated US states are least prepared to handle a recession, based on key ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

The Roth IRA, named after the late Delaware Sen. William Roth, became a savings option in 1998, followed by the Roth 401(k) in 2006. Creating a tax-free stream of income is a powerful retirement tool.