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The Federal Reserve cut rates for the 3rd time this year. Here’s what’s going to happen: 1️⃣ HYSA rates drop. If you want, lock in a CD rate that is higher than your high-yield savings, if you know that you are not going to touch that money for a period of 3, 6, or 12 months. 2️⃣ Invest your money, especially if you’re saving and investing for the long term. Usually when rates come down, a lower interest rate environment means that stocks tend to go up. Is this always the case? No. But in genera